Dealing With Medical Bills and Hospital Expenses
Contrary to the political propaganda about the irresponsible spending that drives people into bankruptcy, our experience as bankruptcy lawyers convinces us that most personal financial crises are caused by any combination of the following: unemployment, divorce and medical expenses.
Health problems that lead to extensive hospitalization or time off from work are doubly disastrous from a financial perspective — you're not only running up significant medical expenses, your earning power is at least temporarily interrupted. In recent years, the financial problems of uninsured people with unpaid medical expenses might be the most common cause of bankruptcy we've seen.
Call 866-793-6347 for sound advice about medical bills and bankruptcy
Contact an attorney at Affordable Bankruptcy in St. Louis for a free consultation about your alternatives for discharging medical expenses in Chapter 7 or Chapter 13 bankruptcy. Most hospital bills and medical expenses are unsecured claims that you can walk away from. We can help you resolve such problems as the following:
- Bills from physicians, hospitals and therapists
- Garnishment by collection agencies after they've obtained a default judgment against you
- Expenses related to denial of health insurance coverage for treatment
- Hospital liens filed against you on a future right to payment
We advise clients throughout eastern Missouri about their bankruptcy options without regard to the nature of the illness, injury or disability. We can meet with you at your home or convalescent center if it's hard to get to our office in St. Louis. To learn more about your alternatives for the resolution of debt pressure related to medical expenses, contact a lawyer at Affordable Bankruptcy.
